Headshot of a man with glasses smiling.

Kevin Graham

Senior blog writer

Kevin Graham is a Senior Writer with Rocket who has spent more than a decade covering mortgage, real estate, and personal finance. He has a BA in journalism from Oakland University.
 
A self-professed economics nerd, he brings knowledge to topics as varied as understanding what makes for a solid mortgage approval to interest rates and the doings of the Federal Reserve. He aims to help home buyers understand what real estate trends mean for them. He’s also unafraid to dig in on tax explainers.
 
In addition to his main writing interests, Kevin brings his life experience with cerebral palsy spastic quadriplegia into articles on home modification and personal finance for those living with disabilities. In his off hours, Kevin would challenge you to find a bigger fan of the Detroit Tigers.

Expertise

Mortgage
PersonalFinance
RealEstate

Education

Oakland University

Recent articles

Two-story beige house with large paved driveway, manicured shrubs and red front door.

9-minute read

Mortgage default: Everything you need to know

Mortgage default can occur if you stop making payments, and it can lead to foreclosure. See how to avoid delinquency and what to do with a mortgage in default.

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Image showing a young businesswoman contemplating while sitting in front of an open laptop.

5-minute read

What credit score do mortgage lenders use?

Mortgage lenders use several credit scores to qualify borrowers and determine the interest rate they offer. Learn more before you start the home buying journey.

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A female working at her laptop while petting a cat.

5-minute read

What is a silent second mortgage?

Using a “silent” second mortgage to cover your down payment is illegal. Learn what assistance programs you can use instead with our complete financing guide.

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A house at dusk, depicting a home during twilight or evening.

5-minute read

40-year mortgage: An explanation, the pros and cons

A 40-year loan term can bring down your monthly payment in exchange for paying more overall interest and some riskier features. Learn more about 40-year loans.

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Ranch-style home with tan siding, stone accents and a beautifully manicured lawn.

9-minute read

How much house can you afford on $100K?

Starting your home buying journey with a salary of $100,000 a year? Find out your mortgage options and how much house you can afford with $100K.

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Asian couple on a front porch leaning on a railing, potentially discussing property or enjoying a home.

5-minute read

Home Equity Conversion Mortgage (HECM) explained: Definition and requirements

A Home Equity Conversion Mortgage is a government-insured loan that allows seniors to convert their home equity into cash. See if a HECM is right for you.

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